Court of Appeals - UM/UIM Employer Policy

Drive Other Car Coverage - Named Individuals (Endorsement)

The court of appeals (dealing with the pre-H.B. No. 261 version of R.C. 3937.18(A))concluded that the insurer in this case owed coverage for the adult son of an employee who was injured in a accident involving a car that was not a company car. The insurance policy contained a DOCC endorsement that included as insured “An individual named in the Schedule and his or her ‘family members’ are ‘insured’ while ‘occupying’ or while a pedestrian when being struck by any ‘auto’ you don’t own.” The employee was named in the schedule.

Hans v. Hartford Fire Ins. Co. (Hildebrandt) Appeal from the court of common pleas for Hamilton County. 2007-Ohio-7064 (12/28/07)

Read the Case: Hans v. Hartford Fire Ins. Co.